First Home Buyers Guide

First Home Buyers: A Guide to Buying Your First Home

Mortgage myths busted: Why you might be able to get that loan
Mortgage advisers say one of the biggest barriers to buying a first home isn't the bank.

Saving's hard and housing costs a lot: How do you start?
A third of Kiwis have less than $500 in savings. That’s a challenge for anyone who is trying to buy their first home.

Pros and cons of getting on the property ladder
Most people know they want to buy their first home. Working out when to do it is the hard par

What grants can first home buyers get?
There are a few ways first-home buyers can get a helping hand. KiwiSaver is one of them.

Saving hacks: Does giving up takeaway coffee work?
Cutting out treats will help you build up your deposit but you'll need to think bigger.

This number can add thousands of dollars to your mortgage
The OCR has a habit of making headlines every few months. Here's what it is, who sets it, and why home buyers should pay attention.

What actually happens when you buy your first home?
Ready to get onto the property ladder? Here's what first-home buyers need to know about what to expect from the pre-approval to the purchase.

The first-home buying advice some Kiwis may not want to hear
House prices are high, deposits are daunting, and many Kiwis don't think they'll ever be able to buy their own home. But first-home buyers have a record share of the market right now.
Find properties under in
$750k
Auckland

Three reasons why buyers should move now
We think that the data shows the economy has turned in such a way that justifies rate cuts, not more rate hikes.

How to set a budget for your first home
If you want to buy your first home, it is important you have a realistic budget in mind from day one.

How to save for a house deposit
If you’ve decided to buy your first home, you’ll need to save for a deposit and the sooner you start the better. Here are some practical tips to help you start saving.

How to get a home loan
Most people need to borrow money to buy their first home. Find out everything you need to know about getting a home loan.

What grants do first home buyers get?
Find out how the KiwiSaver First Home Withdrawal and First Home Grant schemes could boost your deposit.

How to find the right property
It will take time to find the right property in the right suburb at a price you can afford.

How the house buying process works
Whether you're bidding at auction or making an offer, you'll need your ducks in a row to win that dream home.
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News for first home buyers

Tony Alexander
Tony Alexander: Eight words slowing the market - ‘once the election is out of the way’

Nikki Preston
New Zealand’s top 30 suburbs for under-35s: Best places to buy for young Kiwis
Auckland loses out as young buyers flock to Canterbury, Waikato and Wellington.

Nikki Preston
Hospitality guru quits the rat race for $400k home in NZ's cheapest ski town
Why buyers are rediscovering the thrills of Ōhakune.

Nikki Preston
The surprising decline of the Bank of Mum and Dad

Nick Goodall
The housing market's new headache: Rising build costs

Diana Clement
NZ’s biggest outlier: Queenstown house prices pull nearly $1m ahead of Auckland

Tony Alexander
Tony Alexander: Where real estate agents are seeing the steepest house price falls









