First Home Buyers Guide

First Home Buyers: A Guide to Buying Your First Home

Mortgage myths busted: Why you might be able to get that loan
Mortgage advisers say one of the biggest barriers to buying a first home isn't the bank.

Saving's hard and housing costs a lot: How do you start?
A third of Kiwis have less than $500 in savings. That’s a challenge for anyone who is trying to buy their first home.

Pros and cons of getting on the property ladder
Most people know they want to buy their first home. Working out when to do it is the hard par

What grants can first home buyers get?
There are a few ways first-home buyers can get a helping hand. KiwiSaver is one of them.

Saving hacks: Does giving up takeaway coffee work?
Cutting out treats will help you build up your deposit but you'll need to think bigger.
Find properties under in
$750k
Auckland

Three reasons why buyers should move now
We think that the data shows the economy has turned in such a way that justifies rate cuts, not more rate hikes.

How to set a budget for your first home
If you want to buy your first home, it is important you have a realistic budget in mind from day one.

How to save for a house deposit
If you’ve decided to buy your first home, you’ll need to save for a deposit and the sooner you start the better. Here are some practical tips to help you start saving.

How to get a home loan
Most people need to borrow money to buy their first home. Find out everything you need to know about getting a home loan.

What grants do first home buyers get?
Find out how the KiwiSaver First Home Withdrawal and First Home Grant schemes could boost your deposit.

How to find the right property
It will take time to find the right property in the right suburb at a price you can afford.

How the house buying process works
Whether you're bidding at auction or making an offer, you'll need your ducks in a row to win that dream home.
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News for first home buyers

Kelvin Davidson
National’s home loan shake-up: Will 5% deposits kickstart the market?
A helping hand, not a handout – why this housing policy is different.

Nikki Preston
Why first-home buyers are flocking to 'Tok town': Homes from $200k and a bad rap that's wearing thin
“It’s got an interesting reputation, but it’s ill-deserved. It’s a friendly town."

Catherine Masters
Try before you buy: Shortland Street’s bad boy has a bold fix for Auckland’s apartment slump

Catherine Masters
Covid boom on steroids: The wild house prices New Zealand could have faced

Diana Clement
220 bids! Buyers go berserk for plaster home in double grammar zone

Catherine Smith
‘Winner’s guilt’: West Auckland mum’s $30k surprise takes pressure off hefty mortgage










