Saving is hard, houses cost a lot: How do you start?, All things property, under OneRoof

Saving is hard, houses cost a lot: How do you start?

A third of Kiwis have less than $500 in savings. That’s a challenge for anyone who is trying to buy their first home.

A third of Kiwis have less than $500 in savings. That’s a challenge for anyone who is trying to buy their first home. So where do you start? Video / OneRoof

Saving for a first home can feel overwhelming, especially when everyday costs are already stretching the budget. For many New Zealanders, the hardest part is not just putting money aside, but knowing where to begin.

A good first step is getting a clear picture of where your money is going. Looking back over your spending can help separate the essentials from the nice-to-haves, and show where small amounts may be quietly adding up.

Saving a deposit is still a long road for many first-home buyers, but getting started with a plan can make it feel more achievable.