A 20% deposit can feel like a huge barrier for first-home buyers, but there may be more help available than many people realise.
From KiwiSaver withdrawals to low-deposit loan options and family support, there are a few ways buyers may be able to reduce the amount they need upfront. Each option comes with its own rules, but understanding what is available can make the path to a first home feel a little less out of reach.
For anyone starting to save or wondering whether they are closer than they think, it’s worth knowing what support could help bring that first step forward.