Elgin is a suburb which lies within the Territorial Authority of Gisborne, one of 61 residential suburbs which form the wider region. Elgin is the 7th largest suburb of Gisborne in terms of the total number of residential housing stock. Elgin provides a range of housing stock, with the earliest residential housing recorded in the area constructed between 1900 - 1909. The majority of the residential housing stock in the locality was constructed between 1950 - 1959. Residential housing stock in Elgin is made up of approximately 92% residential housing and 8% residential investment housing properties.