Ngaruawahia is a suburb which lies within the Territorial Authority of Waikato, one of 67 residential suburbs which form the wider region. Ngaruawahia is the 3rd largest suburb of Waikato in terms of the total number of residential housing stock. Ngaruawahia provides a range of housing stock, with the earliest residential housing recorded in the area constructed between 1900 - 1909. The majority of the residential housing stock in the locality was constructed between 1960 - 1969. Residential housing stock in Ngaruawahia is made up of approximately 75% residential housing , 1% residential investment housing and 24% lifestyle properties.